Call us now (704) 780-4208 to set up your first free initial consultation in Bankruptcy & Social Security Cases.

Welcome To The Cummings Law Firm

For more than a quarter century, the Cummings Law Firm, PA has helped over 7000 clients start the rebuilding process through the maze of financial debt, and hardship in order for them to get back on their feet. Sandra U Cumming opened her law firm in 1981, and in 2000 joined Humphrey S. Cumming in order to help more folks in the coming years. You can be one of the many who can breathe a sigh of relief.

Financial Rebuilding and Bankruptcy

Most folks want to pay their bills, but things happen that we did not expect. As a result, many financial institutions will raise their rates, and it will take decades to pay your bills. One would think they would want to help a good customer, but the customer’s hardship becomes an additional income stream. We can help make life easier, and keep them from using your pocket book to enslave you. You could end up paying several times more than the value of the purchases that you made. Many times, clients have already paid their creditors back through high interest payments.

We can walk you through the maze of financial rebuilding by advising of the options of simple debt consolidation. We also can advise you when to file bankruptcy, and help you understand the difference between filing chapter 7, chapter 13, or other forms. Bankruptcy is not the end, but allows one to start over without the hassle of debt collectors calling every few minutes. Who needs the harassment? We have helped many keep their home, and property as they work hard to rise out of the ashes of a bad economy to become stronger while working toward a better portfolio. We have many years assisting as a bankruptcy attorney, and can provide the best advice to help each client make the right choices.  

Where we are

The Cummings Law Firm helps those who live in North Carolina, and the surrounding areas to get back on their feet. If you do not live in our region, give us a call! If we cannot assist you, we may know someone who can. You are in good hands, and we will make sure you stay there!.

Our Staff

The staff at Cummings Law firm can provide you with the best debt help second to none. You are going to like the professional and caring staff from your first initial free consultation through the entire process as we help you get back on your feet. We will treat you like we are doing business with a close friend with dedication, respect, and understanding.

No one wants to be forced into foreclosure, but we can be your guide by protecting you in the process. Who knows? We may be able to assist you without having to lose your home in the restoration process. This economy has made a lot of people have to start over, and you do not have to feel like you are alone in the process.

Social Security Disability Cases

Have you been denied Social Security and are suffering from an injury or serious illness. You need an experienced advocate on your side. An advocate that understands the system & will try to make the system work for you. We will be there to guide you through the entire process. We have years of experience which will benefit you. Remember, we only recover if you win.

Employment Discrimination

Also, many need assistance with employment discrimination. We provide an employment attorney who can assist with disabilities in the workplace, sex discrimination, and other forms of harassment that are illegal in the state, or on the federal level. When you need an employment attorney, you have come to the right place. You can email us, or give us a call to set up your initial consultation.

Give us a call

We will continue to provide the folks in Charlotte, North Carolina and the surrounding areas with debt help. Perhaps, you need a fresh start, and we can walk you through the maze that puzzles so many people who are trying to get back from the domino effect this economy has had on a lot of people. Chapter 7, or chapter 13 may not be the solution, but we can help to determine your next step to help possibly prevent foreclosure, or total financial ruin. If you want to breathe again with a fresh start, we are here to help.