Hammerschmidt, Stickradt & Associates, P.C

Welcome to our law office

The law firm of Hammerschmidt, Stickradt & Associates, P.C. specializes in Bankruptcy including Chapter 7 and Chapter 13, foreclosures and repossessions. With more than 20 years of experience the lawyers at Hammerschmidt, Stickradt & Associates offers the best Bankruptcy advice in Detroit and the surrounding metro area. Isn’t it time to end your financial crisis? The law firm of Hammerschmidt, Stickradt & Associates can help you escape the vicious cycle of debt and put you back on the path to financial freedom. Hammerschmidt & Stickradt specializes in helping individuals who have excessive amounts of credit card or other forms of debt to rebuild their finances to create future security and prosperity. Call the attorneys at Hammerschmidt, Stickradt & Associates today at (800) 466-2323 and find out how they can help.

Foreclosure is the new F word. Millions of Americans now find themselves with underwater water mortgages that they can’t afford. Often times the expense of the relentless mortgage payments, escrow, insurance, late fees, maintenance and taxes slide a family into catastrophic debt until they are faced with foreclosure. A loan modification attorney can help to solve these problems, prevent foreclosure and negotiate with the bank. Hammerschmidt, Stickradt & Associates has handled hundreds of mortgage cases and can provide you with a solution that fits your needs!

Unemployed? Recently Divorced? Overwhelmed by Medical Bills?

All of these situations are common reasons why good people, often due to no fault of their own, find themselves facing overwhelming amounts of debt. During the last few years many white and blue-collar workers throughout Michigan have found themselves unemployed. Once unemployment benefits and personal savings are exhausted people desperately turn to credit cards in order to meet their financial obligations. Before they know it, they are using one credit card to pay off another and find themselves facing insurmountable amounts of debt. Even when they do finally find employment again often these individuals cannot earn enough to cover their financial obligations let alone repay the debt they now have. Sound familiar? If so, it is time to talk to a Hammerschmidt, Stickradt & Associates attorney and find a way out of your financial nightmare.

Divorce and medical bills

Divorce and medical bills are two additional reasons many people in the Detroit metro area now find themselves in debt. Financial strain is often a contributing factor to divorce so it is ironic that divorce can also be financially devastating. Divorce splits one household and one set of bills into two making it very difficult for either side to cope financially. Lack of medical insurance or lack of adequate insurance coverage is one of the leading causes of serious debt. More than 9 million Americans spend more than 20% of their income on medical care. This is travesty. Many debt problems are directly related to loss of income due to illness or injury that isn’t covered by insurance. The results are out of control medical bills and enormous amounts of debt. There is help to stop foreclosure, repossession and garnishment! Call a Hammerschmidt, Stickradt & Associates lawyer today and find a way out of your dilemma. (800) 466-2323.